Private capital for deals banks won’t fund.
Commercial bridge, fix & flip, construction, and apartment debt placed by a conduit with 27 years and 4,000+ closed loans.
27+ years · 4,000+ loans · $500M+ · ~15-day average close
Halo Capital is a Florida based Private Money Lending Conduit.
Halo Capital has over 27 years experience as a private money lending conduit, Halo Capital has closed and funded over 4,000 loans totaling over half billion in transactions. Halo Capital prides itself on knowledge of the industry and speed of closings. On average our loans close in 15 days.
Who we help
We place private capital when banks say no.
Send this deal
- 877 739 9595
- info@halocapfund.com
Fix and Flip Loan Requirements
- 620 Mid score or better
- 1-4 unit residential investment properties only
- Borrower must show the ability to make monthly payments
- Up to 90% Loan to Cost (90% purchase/100% repairs)
- Up to 70% ARV
- Rates from 8% -12% (depending on previous flip experience)
- Brokers protected
- Loan amounts from 75k-3M (higher case by case)
- Rehab loans in NY from 125k loan amount and up
- Borrower must have liquid assets to qualify
- Must close in a Corp or LLC name
CALL for Commercial Fix and Flip Loans
5+ Unit Apartment Building Rehabs
- Loan amounts from 100k and up
- 80% Purchase 80% repairs 70% ARV Max loan
- 650+ credit required
- Some rehab experience may be required
- Rates from 7.00%-10.50%
- Up to 30 year loan term
- Option to extend for 1 years
- Debt Service (pro-forma) 1.10 or better
- No pre payment penalty
- Interest on construction funds only when drawn
- Upon signed term sheet deposit for appraisal, budget inspection, required
- Closing time 20-25 days
We can roll you into a long term, 30 year loan when your rehab project is completed!
Get A Commercial Loan For Your Business
Commercial Hard Money Loans
The loan must make sense for us. We do NOT want to own your property. We love value-added plays. Are you buying a commercial property that is not performing with a solid plan in place to upgrade, find new tenants and turn the property around? If so, send us a summary on your loan request. Halo Capital Commercial Bridge Loans can close in as little as 7 days.
Do you own a commercial property but you or your company don’t show a profit on paper? How about some dings on your credit report? Halo Capital can overlook these issues with our Commercial Real Estate Loans.
Halo Capital funds commercial loans that banks won’t, which is why our rates and points are more expensive than bank loans. We look at the property itself more than we do the borrower and their overall financial picture.